Keyword Overview Updated May 06, 2026

sinking funds

'sinking funds' is a highly searched keyword with 27,100 average monthly searches. It has moderate competition on Etsy with 17,978 listings targeting the keyword. In the past year, search interest peaked in January 2026 — timing your listings around that window can give you an edge. With a keyword difficulty of 30/100, 'sinking funds' is relatively easy to rank for because the 27,100 monthly searches far outweigh the competition. Products in this category typically sell between $0.99 and $45, with most priced around $3.99. The estimated cost per click for 'sinking funds' is $7.49 and the ad market has low competition, meaning not many advertisers are using paid ads to target this keyword.

Monthly Search Volume

27,100

High volume

Competition

19,725

Medium competition

Cost Per Click

$7.49

Low ad competition

Keyword Difficulty

30/100

Easy

'sinking funds' Search Trend

MonthSearches
June 202527,100
July 202527,100
August 202527,100
September 202527,100
October 202527,100
November 202527,100
December 202527,100
January 202640,500
February 202627,100
March 202627,100
April 202633,100
May 202627,100

How Much Does 'sinking funds' Cost on Etsy?

Under $10 90%
$10 – $25 8%
$25 – $50 2%
$50 – $100 0%
$100+ 0%

62 listings · USD

Search Volume by Country

27,100
USA 6,600
24%
UK 1,900
7%
EU 1,300
5%
OTHER 17,300
64%

Competition by Country

19,725
USA 13,775
70%
UK 1,879
10%
EU 1,618
8%
AUS 1,020
5%
CAN 998
5%
IND 435
2%
OTHER 0
0%

How to Rank for 'sinking funds' on Etsy

Target the Right Market

United States leads both search demand (24%) and competition (70%) for 'sinking funds', but neither is overwhelmingly dominant. United Kingdom and other regions still contribute meaningful demand, so international sellers have room to compete across markets.

Price Competitively

The price range for 'sinking funds' is unusually wide — from $0.99 up to $45. The median sits at $3.99, which is a better benchmark than the average since the spread is so large. The Under $10 range dominates at 90% of listings — pricing outside this band means either competing on value or justifying a premium. At this price point, volume drives revenue. Competitive pricing combined with strong listing photos helps convert browsers into buyers quickly.

Ranking Difficulty

With a difficulty score of 30/100, 'sinking funds' is rated easy to rank for on Etsy. The moderate difficulty combined with a CPC of $7.49 suggests this keyword attracts serious buyers. Invest in listing quality — the payoff per conversion justifies the effort.

Optimization Tips

'sinking funds' is short and broad, which means Etsy will match it against a wide range of listings. Lead your title with this keyword followed by specific modifiers that describe your product — for example, pairing it with terms like 'savings tracker' narrows the match and helps Etsy show your listing to the right buyers. Fill your remaining tags with related variations and synonyms — Etsy treats each tag as a separate ranking opportunity. Complete every listing section (description, materials, tags) and add many high quality images and a video, as Etsy's algorithm factors listing quality into search rankings.

Optimize Your Etsy Listings for 'sinking funds'

Top Etsy Listings for 'sinking funds'

sample of 12 results
Savings Tracker Spreadsheet: Google Sheets Sinking Funds Planner (Digital Download)

Savings Tracker Spreadsheet: Google Sheets Sinking Funds Planner (Digital Download)

€3.75 845 29,891

HayeCreativesCo

Yearly Sinking Funds Deposit Tracker - Full Sticker Sheet - Planner - Budget - Planner - Cash Envelopes - Savings 7" x 9" Notes page - 1 ct.

Yearly Sinking Funds Deposit Tracker - Full Sticker Sheet - Planner - Budget - Planner - Cash Envelopes - Savings 7" x 9" Notes page - 1 ct.

$5.00 251 7,813

EmmelliDesign

Sinking Funds Savings Tracker Bundle: 35 Printable Pages (Instant Download)

Sinking Funds Savings Tracker Bundle: 35 Printable Pages (Instant Download)

$5.50 202 5,504

bbhdesignss

Spaar Spreadsheet voor Google Sheets

Spaar Spreadsheet voor Google Sheets

€3.51 187 5,382

DesignStudioTeti

A5 A6 Sinking Funds Dashboard - Vellum Matte Laminate

A5 A6 Sinking Funds Dashboard - Vellum Matte Laminate

$6.00 173 3,876

TheBlushingHippo

Printable 2026 Savings Challenge Low Numbers, Sinking Funds Money Challenge, Penny Savings, Envelope Challenge, Bee Theme & Plain Versions

Printable 2026 Savings Challenge Low Numbers, Sinking Funds Money Challenge, Penny Savings, Envelope Challenge, Bee Theme & Plain Versions

A$1.50 155 5,570

PiggyBigHeart

A5 A6 Sinking Funds Planner Dashboard - Vellum Matte Laminate

A5 A6 Sinking Funds Planner Dashboard - Vellum Matte Laminate

$6.00 155 3,825

TheBlushingHippo

Savings Tracker Google Sheets Sinking Funds Planner Spreadsheet Personal Finance Tracker Monthly Savings Goal Planner Financial Organizer

Savings Tracker Google Sheets Sinking Funds Planner Spreadsheet Personal Finance Tracker Monthly Savings Goal Planner Financial Organizer

C$3.50 120 7,030

PrioriDesignStudio

Sinking Funds Tracker for Google Sheets Savings Planner Spreadsheet Digital Envelopes Template Personal Finance Dashboard.

Sinking Funds Tracker for Google Sheets Savings Planner Spreadsheet Digital Envelopes Template Personal Finance Dashboard.

$1.90 80 2,623

CoranoteCo

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

Savings Tracker Sinking Funds Tracker Digital Cash Envelopes System Google Sheets Savings Template Personal Finance Spreadsheet

$6.95 62 2,020

inDeoDesignStudio

Savings Tracker Spreadsheet: Sinking Funds Planner (Google Sheets Digital Download)

Savings Tracker Spreadsheet: Sinking Funds Planner (Google Sheets Digital Download)

$9.00 48 1,014

AbbyOrganizes

BULK Laminated Savings Challenges - A6 size - Minimal Design - Budget, Sinking Funds, Savings,

BULK Laminated Savings Challenges - A6 size - Minimal Design - Budget, Sinking Funds, Savings,

A$12.95 44 1,650

SparkleItDesignsAUS

Frequently Asked Questions About 'sinking funds'

'sinking funds' receives 27,100 monthly searches globally. That's strong demand without overwhelming competition, which is an attractive combination for sellers.

There are 17,978 Etsy listings competing for 'sinking funds'. This level of competition is manageable. Focus on listing quality and complete tag coverage to differentiate from the existing sellers.

'sinking funds' has a keyword difficulty of 30/100 (easy). The low difficulty makes it accessible for shops of all sizes. Even without extensive reviews, you can rank well with a properly optimized listing.

Prices for 'sinking funds' products range from $0.99 to $45. The median is $3.99 and the average is $5.75. The gap between average and median tells you there are outliers pulling the average up — the median is a more reliable benchmark for what most buyers actually pay. 90% of listings fall in the Under $10 range, which is where most buyer expectations are set.

United States generates 24% of searches for 'sinking funds'. United Kingdom and European Union also show meaningful demand.

Since 'sinking funds' is a broad, short keyword, Etsy will match it against thousands of listings. Your title needs to lead with this keyword followed by descriptive modifiers that signal exactly what you sell. Fill all 13 tags with distinct keyword variations — don't repeat words already in your title. Complete every listing attribute Etsy offers, add high-quality photos, and include a video if you can. Good supporting tags to use alongside 'sinking funds' include 'savings tracker' and 'budget planner'.

The cost per click for 'sinking funds' is $7.49. Lower ad spend doesn't necessarily mean low value. It can indicate a niche where buyers are fewer but more targeted, or a market where organic results capture most clicks.

Search volume held steady between June 2025 and May 2026. Consistent demand makes this keyword predictable to plan around. You can stock inventory and schedule listing renewals without worrying about sudden traffic swings. Search interest was highest around January 2026.

Keywords Related to 'sinking funds'

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